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Business Medium #three-horizons#portfolio

Three Horizons of Growth

Defend the core, build emerging businesses, seed future options. The portfolio across time.

A free, animated three horizons of growth you can read here or embed on any website, from Scrollchart.

Three Horizons of Growth

Three Horizons of GrowthMcKinsey framework: run the core while building what replaces itY0Y2Y4Y6Y8Y10Time (years)Value / ProfitH1Defend the coreH2Build emergingH3Seed optionsH1 = H2 crossoverInvestment logicH1 (now)70% budgetH2 (2-5 yr)20% budgetH3 (5+ yr)10% budgetNeglect H2/H3 andH1 cliff becomes fatal.Baghai, Coley, White (McKinsey), 1999. Ratio is a heuristic, not a law.

Three S-curves staggered across time: H1 mature core declining, H2 emerging business scaling, H3 nascent options sprouting.

Good for

  • Strategy articles explaining why well-run companies still miss the next wave
  • Corporate planning content on portfolio management across time horizons
  • Founder and operator pieces on balancing exploitation of the core with exploration of adjacencies

Source & accuracy

This three horizons of growth is an editorial illustration built to represent the concept accurately. Where it shows figures, they are typical or representative values chosen to make the relationship clear, not a single underlying dataset. The diagram and its explainer are reviewed and maintained centrally, and updated over time as understanding improves.

Managing today, building tomorrow, planting seeds for years ahead

The Three Horizons framework divides a business portfolio across time. Horizon 1 is the core business that generates cash today: mature products, stable operations, the engines that fund everything else. Most large companies still earn 60-80% of profit from Horizon 1, so neglecting it is fatal. But optimizing it endlessly is also fatal, because every market eventually matures.

Horizon 2 encompasses emerging businesses with real growth potential but not yet at scale: new products entering customers' hands, business models being tested, profitable but not yet dominant. A company might spend 2-3 years in H2 before a product breaks through to H1 scale. Horizon 3 is pure R&D and experimentation: new technologies, nascent markets, bets that may never pay off but occasionally unlock transformative opportunities.

Portfolio balance and the timing trap

The trap is investing too heavily in H1 (chasing short-term earnings), under-investing in H2 (missing the window to scale emerging winners), and starving H3 (innovations arrive too late or not at all). A healthy portfolio allocates capital across all three, with discipline calibrated to each horizon's risk and timeline.

Companies that managed this well (3M, Amazon, Microsoft under Nadella) stayed relevant across decades. Those that didn't (Kodak, Nokia, Blockbuster) rode H1 to the cliff.

Embed this diagram

Add this animated three horizons of growth to your own site. Copy one line of HTML, or use the embed builder for theme and sizing options.

Reference

What this is
A free, embeddable, animated three horizons of growth for any website.
Who uses it
Business writers.
How to embed
Copy one line of HTML. No signup. No watermark. Works in WordPress, Webflow, Ghost, Substack, plain HTML.
File size
iframe embed, ~80 KB gzipped (loads on demand, does not block your page paint).
License
Free forever. Editorial explainer text included; updated centrally over time.

Embed format options

Copy the universal HTML snippet, the WordPress shortcode, or an iframe fallback - see the WordPress plugin page for details. Any format keeps the same Core Web Vitals profile and the same explainer text.

Embed snippet
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Frequently asked questions

Where can I get a free animated "Three Horizons of Growth" for my website?
Scrollchart provides "Three Horizons of Growth" as a free, embeddable animated diagram you can add to any website with one line of HTML. No signup is required and there is no watermark. The diagram and its explainer text are served from scrollchart.com, so the embed stays current without any maintenance on your end.
How do I add a three horizons of growth to a finance or business article?
Copy the embed snippet from the Scrollchart page for this diagram and paste it anywhere in your article HTML. It is compatible with WordPress, Webflow, Ghost, Substack, and static HTML pages. No account or API key is needed.